About Us

Who We Are

KEWA Financial Inc. is a private financial services, insurance, and capital provider serving natural resources, energy, and other specialty industries.

Through our wholly-owned, AM Best ‘A’ (Excellent) rated carrier — Indemnity National Insurance Company (INIC) — and a portfolio of affiliated businesses, KEWA provides the insurance capacity, capital, and financial solutions that allow essential projects to move forward.

We look to partner with mining and energy companies to help secure regulatory approvals, unlock investment, and realize their most important opportunities.

A mission this serious demands discipline. KEWA is built on rigorous risk management, conservative capital practices, and long-term partnership. Unlike traditional insurers or investors, we bring a deep understanding of operational and regulatory realities, making us a key partner to our customers.

KEWA's History

The Journey Behind KEWA

Combining Insurance Expertise and Operational Experience

KEWA Financial was founded in 2015 to support mining companies secure financial assurance for reclamation and environmental obligations — a core requirement for maintaining regulatory approval and license to operate.

The firm was established by professionals with direct experience operating complex resource projects who brought together experienced insurance professionals to develop solutions for our customers.

Acquiring Indemnity National

In 2017, KEWA acquired Indemnity National Insurance Company (INIC), a Mississippi-domiciled property-and-casualty carrier headquartered in Franklin, Tennessee.

Applying an entrepreneurial and operational mindset, KEWA transformed INIC into one of North America’s leading reclamation surety providers serving the natural-resources sector.

Building a World-Class Insurer and Financial Services Partner

Following the acquisition, KEWA assembled a team of world-class professionals with complementary expertise.

Since then, KEWA has strengthened INIC’s balance sheet, maintained conservative risk management, and built credibility with regulators and markets. By 2024, AM Best upgraded INIC to ‘A’ (Excellent). Today, INIC is licensed in all 50 U.S. states and Canada.

KEWA’s Wholly Owned Insurance Company

Indemnity National is an admitted and US Treasury listed property and casualty insurance carrier operating since 2005 offering customized surety bonding and umbrella/excess liability products.

KEWA’s Partner Companies

Newbridge Services, Inc. is a leading provider of on-the-ground risk evaluation, market trend analysis, and loss mitigation strategy formulation for the mining reclamation industry.
For more than 30 years, Cumberland Surety, Inc. has provided insurance agency and underwriting services for reclamation risks and other categories of surety bonds.
Cobalt Specialty offers access to specialized surety bond solutions tailored to the specific needs of clients in mining, oil and gas renewables, and other niche industries. We provide exclusive access to highly-rated, licensed Canadian paper in an industry segment where capacity is often insufficient to support the needs of Canadian businesses.
Delta Decom, LLC is a premier consulting firm specializing in cost estimation and consulting services for the oil and gas industry. The team provides highly accurate financial planning solutions for decommissioning projects through industry best practices, data-driven methodologies, and expert consulting services.