KEWA Financial Inc. was founded in 2014 to provide surety bonding solutions for mining companies by combining decades of regulatory, mining, finance, and insurance expertise with an innovative model that offers comprehensive solutions, while providing capital relief to operators and ensuring compliance with remediation obligations.

Management’s operational mining experience and understanding of critical underwriting criteria give KEWA and its clients an advantage. 

KEWA owns 100 percent of the KEWA Group of Companies:

Cumberland Surety (NCH) –Insurance agency and underwriting services for coal reclamation risks and other classes of surety bonds.

NewBridge Services - Reclamation management and services.

Indemnity National Insurance Company (INIC) – U.S. licensed insurance company.

KEWA Re Inc. –Licensed reinsurance company domiciled in Barbados.


KEWA Financial Inc.
725 Cool Springs Blvd.
Suite 600
Franklin, TN 37067



Tom Elkins


Tom Elkins oversees all operations for KEWA Financial. Tom has more than 10 years of experience in corporate finance, capital markets, and corporate development.  Previously, Tom was Chief Financial Officer for KEWA Financial, Vice President, Corporate Development for Nighthawk Gold and Vice President at Raven Hill Partners.

Jamie Hart

Chief Financial Officer

Jamie Hart oversees corporate finance and accounting for KEWA Financial. Jamie has over 12 years of experience in finance and accounting. Prior to joining KEWA Financial in 2017, Jamie was a Senior Manager within the Business Valuation Services division of LBMC, PC. Prior to that, Jamie served in a financial reporting role at DSI Renal, Inc. His career began in the assurance practice of KPMG LLP.